National Teen Driver Safety Week is Oct. 20-26, 2024. Teens are particularly vulnerable to accidents due to their inexperience behind the wheel. This week is dedicated to raising awareness and finding solutions to improve safety on the road for teen drivers.

Talk to your teens about safe driving

The National Teen Driver Safety Week program aims to engage communities and schools in conversations about safe driving practices.

According to the U.S. Department of Transportation, vehicle crashes are the leading cause of death for 15-20-year-olds in the United States. Fatalities among teen drivers increased by 20% between 2013 and 2020.

Teen drivers face numerous risks while driving, including the following:

• Alcohol and drug use
• Distracted driving
• Additional passengers
• Speeding
• Not wearing seat belts
• Drowsy driving

Research indicates that teens are aware of the risks they face when driving. Focusing on positive actions—like wearing a seatbelt and making safer driving choices—can effectively encourage better driving habits.

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How to get favorable auto insurance rates for teen drivers

Young drivers are some of the most expensive to insure, primarily due to their lack of experience and the statistical likelihood that they’ll cause an accident.

Even so, there are several strategies that can help keep insurance costs under control:

• Choose the right vehicle. Cars that are relatively low in value with good safety ratings are typically less expensive to insure than high-value or luxury vehicles.
• Adjust deductibles. If you need full coverage insurance, ask your agent how choosing a higher deductible would affect your premiums.
• Review coverage choices. Older vehicles valued at a few thousand dollars or less may not need collision or comprehensive coverage.
• Ask about discounts. Your agent can help you find good student or safe driving discounts offered by many top insurers.

Contact your agent at Christensen Group Insurance to compare auto insurance quotes from reputable local insurers.

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This newsletter is intended for informational use only and should not be construed as legal or medical advice. © 2024 Zywave, Inc. All rights reserved.