Business insurance

Sharing Economy Insurance Policies

Q: How to stay protected when your micromobility operation receives a summons and complaint from a plaintiff contending they suffered injury as a result of falling off a defective scooter?

Product Liability coverage protects your micromobility operation when receiving a summons and complaint from a plaintiff contending they suffered injury as a result of falling off a defective scooter.

Q: How to stay protected when your ridesharing platform is required to buy a significant excess tower in an insurance marketplace that lacks capacity?

Excess Liability coverage protects when, at the direction of a municipality or customer, your ridesharing platform is required to buy a significant excess tower in an insurance marketplace that lacks capacity.

Q: How to stay protected when your app-based EV rental car operation gets hacked, and your customer base is exposed?

Cyber Liability coverage protects when your app-based EV rental car operation gets hacked, and your customer base is exposed.

Q: How to stay protected when your ride-share driver is involved in an accident while transporting passengers from the airport to their home?

Automobile coverage protects when your ride-share driver is involved in an accident while transporting passengers from the airport to their home.

Q: How to stay protected when your bikeshare program worker is out on the job rebalancing your fleet and strains her back?

Workers Compensation coverage protects when your bikeshare program worker is out on the job rebalancing your fleet and strains her back.

Q: How to stay protected when your start-up MaaS company finalizes its C round of fundraising and the C-Suite makes a decision that negatively impacts the valuation of the company?

Directors & Officers coverage protects when your start-up MaaS company finalizes its C round of fundraising and the C-Suite makes a decision that negatively impacts the valuation of the company.

First mile, or last. Your fleet is covered.

The increased popularity of ride-sharing, home-sharing, app-based vehicle rentals, private fleets and micro-mobility options (e-scooters, e-bikes, hoverboards etc.) is transforming urban life more and more everyday. But insuring these new risks is uncharted territory for traditional insurance agencies.

Christensen Group is your partner. We leverage cutting-edge risk-prediction tech and deep industry expertise to create effective and flexible sharing economy insurance solutions. Our experience with industry pioneers guarantees programs tailored to your specific needs, whether that’s coverage for an entire rental fleet or your first airbnb. Spend less time worrying about proper liability coverage and more time growing your business.

Benefits of a Sharing Economy Insurance Policy with Christensen Group:

Cost-effective insurance solutions
Flexible coverage options
Usage-based insurance (UBI) for sharing economy
Gap coverage for shared vehicles

Want to Learn More? Explore our Complete Guide to Micro Mobility Insurance

SHARING ECONOMY APPLICATION

Our experience in numbers

500k

vehicles covered

We insure over 500,000 cars, bikes, scooters, vans, golf vehicles, motorcycles, and other transportation products.

Years of Experience

Our sharing economy team has a cumulative 25 years in the products liability space, with a cumulative 15 years in the sharing economy and micromobility space.

States

Our sharing economy team works in all 50 states and on most continents with our international partners.

How to stay protected when...

As experienced agents in the Sharing Economy sector, we understand the unique exposures you face. We think about the unexpected, so you don't have to.

Product Liability

When your micromobility operation receives a summons and complaint from a plaintiff contending they suffered injury as a result of falling off a defective scooter.

EXCESS LIABILITY

When, at the direction of a municipality or customer, your ridesharing platform is required to buy a significant excess tower in an insurance marketplace that lacks capacity.

Cyber LIABILITY

When your app-based EV rental car operation gets hacked, and your customer base is exposed.

Automobile

When your ride-share driver is involved in an accident while transporting passengers from the airport to their home.

WORKERS COMPeNSATION

When your bikeshare program worker is out on the job rebalancing your fleet and strains her back.

DIRECTORS & OFFICERS

When your start-up MaaS company finalizes it’s C round of fundraising and the C-Suite makes a decision that negatively impacts the valuation of the company.