Celebrate National Cancer Prevention Month with these tips

Cancer consistently ranks as one of the deadliest diseases in the United States and throughout the world. In recognition of the seriousness of cancer, the American Association for Cancer Research (AACR) recognizes February as National Cancer Prevention Month. This campaign focuses on providing guidance for preventing or at least limiting one’s risk of developing cancer.

This February, recognize National Cancer Prevention Month by considering the following lifestyle choices and how they might reduce your cancer-related risk:

• Avoid smoking. Lung cancer is the leading cause of cancer-related deaths, and smoking cigarettes is the top factor for developing it. By quitting, avoiding starting this habit in the first place, and limiting exposure to secondhand smoke, you can reduce your risk of developing cancer.
• Protect your skin. Skin cancer is common and can develop through exposure to the sun’s ultraviolet rays. Limit your risk of developing skin cancer by applying sunscreen and limiting direct exposure to the sun, such as by staying in the shade or wearing hats and long sleeves.
• Limit alcohol intake. Drinking alcohol can increase your risk of developing several types of cancer, including mouth and throat, liver, colon, and breast cancer.
• Maintain a healthy weight. People who are overweight or obese may be more likely to develop many different types of cancer.

In addition to the aforementioned precautions, you should also follow experts’ advice on screenings, as such practices can help detect cancer in its early stages and enable optimal treatment and recovery potential.

Visit the AACR’s website for more information on National Cancer Prevention Month.

How to prevent fires and burns in your home

Every year, the American Burn Association recognizes the first full week of February as National Burn Awareness Week. Whether caused by hot surfaces, flames, or scalding water, burns can have significant and long-lasting effects on a person’s health. National Burn Awareness Week aims to limit these incidents by teaching you and your family how to prevent such injuries and incidents in your home.

This year’s National Burn Awareness Week runs from Feb. 2-8.

Consider the following tips to prevent fires and subsequent burns in your home:

1. Set timers. Always use timers and avoid leaving appliances and food unattended while cooking.
2. Monitor hot water. Set your water heater to a maximum of 120F to limit the potential for hot water burns.
3. Limit cords. Avoid overloading outlets and use surge protectors to limit your risk of electrical fires further.
4. Control heat sources. Space heaters can help keep your home warm, but be sure to position them on a level surface at least 3 feet away from any flammable materials, such as furniture and curtains.
5. Maintain smoke detectors. Install smoke detectors on all levels of your home and in your kitchen, and check them monthly to ensure they’re in good working order.

For more burn- and fire-related safety resources, contact us today.

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Understanding the importance of GAP coverage

Auto insurance is a critical investment in your financial security and is also usually required by law. However, while you’re likely aware of the importance of a suitable policy, there may still be more you can learn about various coverage options, such as guaranteed asset protection (GAP) coverage.

GAP coverage can be critical in ensuring you and your vehicle are adequately covered financially. As your vehicle depreciates in value, you may end up owing more on an auto loan than your car’s actual cash value. Should you experience a total loss, your maximum payout would not be enough to cover full damages without GAP coverage. Fortunately, GAP coverage can bridge this gap and provide a payout for the full amount you still owe on your car.

GAP coverage may be particularly important for those who have made a relatively small down payment (e.g., less than 20%), have an auto loan term longer than 5 years, or rolled over negative equity from a previous auto loan. By working with a qualified auto insurance professional, you can ensure you have the right coverage for your situation.

Contact us today to learn more about GAP coverage and other aspects of personal auto insurance.

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This newsletter is intended for informational use only and should not be construed as legal, financial, or medical advice. © 2025 Zywave, Inc. All rights reserved.