Start-Up business Insurance
Protection at every stage.
In the start-up world, you’re faced with a myriad of tasks - fundraising, development, hiring, real estate, IP, and more. Sometimes this all takes place before the product or service is even launched. Proper start-up insurance can be the last thing on your mind as a new business owner. Christensen Group understands the unique dynamics startup founders face and the hustle involved to make a dream a reality.
Our expansive partnerships with underwriters across the industry allows us to understand the nature of start-ups and design custom insurance plans for start-ups that will protect you properly from the start and provide peace of mind.
Whether it’s Directors & Officers Liability, Errors & Omissions, or Cyber Liability Insurance and Data Privacy, our experienced team members will help you navigate what makes sense for your start-up business - what to buy, when to buy it, and most importantly, why.
Common start-up insurance questions
Having the right startup insurance helps protect you from the many unknowns that come with a new business venture, but that doesn't mean you should be over insured. Finding the right balance is a unique challenge that requires empathetic guidance about the many options and trade-offs for start-up coverage. With our deep experience helping young companies, we've seen that most start-ups have many of the same questions.
Do start-ups need insurance right away?
When do I need to provide health insurance?
Should I buy directors & officers liability insurance?
Are there any specific coverages that investors look for?
WHat our start-up business clients are saying
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you'll be glad you have start-up insurance when...
As experienced agents for young businesses, we understand the unique exposures you face. We think about the unexpected, so you don't have to.
Cyber Liability
Directors & Officers
General Liability
Workers Compensation
Intellectual Property
Errors & Omissions
Meet your Start-up insurance experts
Meet the entire teamtypes of insurance coverage for start-up businesses
We leverage our extensive carrier relationships to ensure you're protected from the exposures you face in your industry.
- General Liability
- Cyber Liability
- Errors & Omissions
- Privacy
- Media
- Property
- Umbrella/Excess Liability
- Crime
- Inland Marine/Equipment
- Workers Compensation
- Stop Gap Liability
- Commercial Automobile
- Product Liability
- Environmental Impairment Liability
- Unmanned Aerial Vehicles/Drones
- Employment Practices including Third Party
- Foreign Package: General Liability, Auto & Workers Compensation
Proud supporter of BETA.
Christensen Group is proud to sponsor and help BETA foster a vibrant start-up community in the Twin Cities. BETA provides Minnesota-based founders from the top local tech start-ups with the resources and relationships required to scale their business.
How to
get started.
We know that working with a new insurance agent can be overwhelming, so that's why we put so much emphasis on making sure you're getting value from the very first phone call.
Discovery
We’re sure you have a bunch of questions and hopefully we’re a good fit, but sometimes things don’t align - and that’s okay. A quick call is usually all we need to help both of us gain clarity around the prospects of working together. Take this first step.
Deep dive
Every business is unique — including yours — and there’s no “easy button” for giving proper guidance. We’ll take a deep dive into your business, your financials, and your exposures — at no cost to you — to provide the expert advice your business deserves.
Custom plan
Similar to prepping your house before selling, we create a custom plan to prep your business for securing the best insurance rates. We’ll work together to identify short, medium, and long-term action items that will help lock in the best rates now and for years to come.
Price & bind
Our thorough understanding of your business, combined with your custom plan, enable us to find the best policy and carrier fit for your business — at the best rates. We go to market - and go to bat - for you.
Speak with a start-up insurance expert.
Talk with us today%20(1).webp)