Hospitality & Restaurant Insurance
Hospitality & restaurant programs.
The hospitality and restaurant industry faces unique challenges managing risk, covering employees, and controlling costs. Whether your business is a food truck or national franchise, small brew pub, or a large multi-owned hotel, we know you have a lot on your plate. Our team of experts will help you assess your exposures, protect your assets, and provide creative solutions to help you grow your business into the future with confidence.
For nearly seven decades, we have been cultivating relationships with carrier partners across the nation, granting us unique access to programs that are specifically tailored to the hospitality and restaurant world. Connect with one of our specialists today.
Our experience in numbers
Christensen Group consults and covers over 350 restaurant brands in North America.
Christensen Group protects restaurants in more than 30 states across the United States.
We are proud of our clients who have been nominated by the prestigious James Beard Foundation for their outstanding culinary work.
WHat our clients are saying
How to stay protected when...
As experienced agents in the Hospitality & Restaurants sector, we understand the unique exposures you face. We think about the unexpected, so you don't have to.
EMployment Practices
Spoilage
Property
Pollution
Trade Name Restoration
Cyber Liability
Coverage Types
We leverage our extensive carrier relationships to ensure you're protected from the exposures you face in your industry.
- Active Shooter
- Alcohol - Selling Price
- Brewers & Vitners Spoilage, Contamination, Leakage
- Buildings, Personal Property & Equipment
- Business Income
- Coastal Property Exposure
- Crime
- Cyber Liability
- Directors & Officers / Fiduciary
- Employee Benefits Liability
- Employment Practices
- Equipment Breakdown
- Fine Arts
- Flood
- General Liability
- Hired & Non Owned Food Delivery
- Hospitality Errors & Omissions
- Liquor Liability
- Owned Automobiles
- Pollution Liability
- Product Recall
- Signs, Decks, Patios and Tents
- Spoilage
- Terrorism
- Trade Name Restoration
- Umbrella
- Utility Service – Direct & Indirect
- Valet Parking
- Weather - Special Event Coverage
- Workers Compensation
How to
get started.
We know that working with a new insurance agent can be overwhelming, so that's why we put so much emphasis on making sure you're getting value from the very first phone call.
Discovery
We’re sure you have a bunch of questions and hopefully we’re a good fit, but sometimes things don’t align - and that’s okay. A quick call is usually all we need to help both of us gain clarity around the prospects of working together. Take this first step.
Deep dive
Every business is unique — including yours — and there’s no “easy button” for giving proper guidance. We’ll take a deep dive into your business, your financials, and your exposures — at no cost to you — to provide the expert advice your business deserves.
Custom plan
Similar to prepping your house before selling, we create a custom plan to prep your business for securing the best insurance rates. We’ll work together to identify short, medium, and long-term action items that will help lock in the best rates now and for years to come.
Price & bind
Our thorough understanding of your business, combined with your custom plan, enable us to find the best policy and carrier fit for your business — at the best rates. We go to market - and go to bat - for you.
Speak with a hospitality & restaurants insurance expert.
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