Business insurance

PRODUCT LIABILITY INSURANCE & POLICIES

Prioritize peace of mind by knowing you have the protection your business needs so you can focus on running your business without constantly worrying about product liability lawsuits.

What is Product Liability Coverage?

Product liability insurance safeguards you and your business from costly and potentially devastating lawsuits and impacts if your product is ever recalled or blamed for causing injury or property damage.

GET PRODUCT LIABILITY COVERAGE

What Does Product Liability Insurance Cover?

This type of policy coverage can include:

Legal fees
Medical expenses
Settlements
Judgments arising from product-related claims

Who Needs Product Liability Insurance?

Product liability insurance is a crucial protection for any businesses (big or small) that manufacture, distribute, or sell products. In today's environment of rising social inflation and nuclear jury awards, even a single lawsuit can be financially devastating whether you’re a large corporation or operating as an LLC.

Product Liability Coverage Through Christensen Group

Christensen Group understands the unique needs of businesses facing product liability risks. Our team of specialists has established relationships with insurance carriers and offers tailored product liability programs. We partner with experienced law firms and industry groups to provide exceptional support throughout the US.

Our experience in numbers

10M

UNITS SOLD

Our policies have covered over 10 million products. We've worked with consumer products ranging from ladders to ATVs, helmets to hunting stands, grills to batteries, and more.

210+

Years of Experience

Our team has an over 210 years of cumulative experience working in the product liability space.

130

Countries

We've helped our medical devices and pharmaceutical clients, ranging from pre-clinical companies to multinational firms, place coverage in over 130 different countries.

How to stay protected when...

As experienced agents in the Product Liability sector, we understand the unique exposures you face. We think about the unexpected, so you don't have to.

Contract Review

When a big retailer requires your client to cover $20M in Products Liability insurance and you want to ensure there is appropriate indemnity language.

Defense Cost Analysis

When you want to understand how your policy covers defense costs - inside or outside the limit - because product liability is one of the most expensive to litigate.

CHOICE OF COUNSEL DESIGNATION

When you want to strategically position your policy to include counsel that has expertise with your particular product.

SELF-INSURED RETENTION ANALYSIS

When you look at the current marketplace and wonder how you can take on more control and have more autonomy while maintaining high levels of coverage.

CLAIMS ADVOCACY

When one of your ladders that you manufacture was involved in a high profile accident and a quick response and investigation are needed.

PROGRESSIVE INJURY EXCLUSIONS

When your football helmet company receives a claim for a head injury and your policy has a progressive injury exclusion and you want to understand how that applies to you.

Group of smiling Christensen Group Insurance employees

WHat our clients are saying

Christensen Group has been an informative, knowledgeable and valuable resource to the overall health of our fast growing company. Being a leader of e-Bikes for the rugged outdoors, our company needs to not only know we have the very best liability insurance, but also have a skilled team of experts to lean on to navigate the ins and outs of insurance world.

Jake roach, Chief Executive Office

Quietkat Inc.

Two Christensen Group Insurance employees speaking and laughing in the office

Meet your product liability Team

Contact Bob

Bob Schnell

Senior Vice President

Contact Clint

Clint Sichmeller

Senior Vice President

How to
get started.

We know that working with a new insurance agent can be overwhelming, so that's why we put so much emphasis on making sure you're getting value from the very first phone call.

Discovery

We’re sure you have a bunch of questions and hopefully we’re a good fit, but sometimes things don’t align - and that’s okay. A quick call is usually all we need to help both of us gain clarity around the prospects of working together. Take this first step.

Deep dive

Every business is unique — including yours — and there’s no “easy button” for giving proper guidance. We’ll take a deep dive into your business, your financials, and your exposures — at no cost to you — to provide the expert advice your business deserves.

Custom plan

Similar to prepping your house before selling, we create a custom plan to prep your business for securing the best insurance rates. We’ll work together to identify short, medium, and long-term action items that will help lock in the best rates now and for years to come.

Price & bind

Our thorough understanding of your business, combined with your custom plan, enable us to find the best policy and carrier fit for your business — at the best rates. We go to market - and go to bat - for you.

Speak with a product liability expert.

Talk with us today

Product Liability Insurance with Christensen Group