Mergers and Acquisition Insurance with Christensen Group

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Mergers and Acquisitions Insurance

Protect your balance sheet

Whether you're a seasoned private equity firm, a dynamic venture capital operation, or a privately held business poised for growth, mergers and acquisitions (M&A) coverage presents a unique set of challenges and opportunities. At Christensen Group Insurance our dedicated M&A insurance experts are here to safeguard your transactions and protect your bottom line.

Navigating the Complexities of M&A

From the initial stages of due diligence to the final closing, our comprehensive m&a insurance solutions provide the comprehensive protection you need. Our experienced team will meticulously assess your specific circumstances to identify potential risks and develop a tailored insurance strategy designed to mitigate losses.

By leveraging our deep industry knowledge and strong relationships with insurers, we can help you:

  • Uncover hidden risks: Our in-depth analysis will reveal financial vulnerabilities that could impact your enterprise value.
  • Optimize insurance costs: We'll work diligently to reduce your insurance expenses without compromising coverage.
  • Bridge insurance gaps: Our experts will identify shortcomings in your existing insurance program and recommend solutions.
  • Enhance deal certainty: Our proactive approach will help you navigate complex insurance issues and expedite the close-out process.
  • Navigate Loss Portfolio Transfers: Financial reinsurance can be a headache. Our team can help you work through LPT’s to improve your overall financials.

Trust Christensen Group to be your trusted insurance broker for all your M&A needs. Contact us today to learn how we can help you achieve your business goals with confidence.

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Our experience in numbers

3B+
Aggregate Transaction value

Our team has consulted on $3B of aggregate transaction value.

250+
Years of M&A Experience

We have 250 years of combined M&A due diligence experience.

50
Licensed States

We have worked on acquired business in 42 states, but  we are licensed in all 50.

Client Success Stories

Client had Target under LOI in an asset purchase. We identified a legacy pollution exposure that was subsequently addressed in the purchase agreement. Analysis and valuation was done on an open claim with an actively reimbursing pollution policy. The uncovered policy/asset was transferred to the buyer to pay for future expenses along with new coverage being placed for protection against other possible pollution events.

Client had Target under LOI in a stock purchase. During our due diligence review, we discovered Target was administering COBRA internally without documentation and was not in compliance with ACA. This discovery identified an ACA penalty exposure of over $400,000 and an additional $120,000 annual expense to become ACA compliant.

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How to stay protected

As experienced agents in the Mergers & Acquisitions sector, we understand the unique exposures you face. We think about the unexpected, so you don't have to.

Planning

How does the transaction structure impact the existing and post-close insurance programs?
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Financial Impact

What does the loss modeling on the target entity suggest on the future program cost trends?
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Key person

Is there any financial impairment to value for key individuals?
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Compliance

Are the target company's benefit plans in compliance with all state and federal requirements?
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401(k)

What assets and/or liabilities of the retirement plans are acquired in the purchase?
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Employee Benefits

Do the HR practices, processes, and policies align with the organizational strategies?
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Coverage Types

We leverage our extensive carrier relationships to ensure you're protected from the exposures you face in your industry.

  • Abuse or Molestation
  • Automobile
  • Builders Risk
  • Captives
  • Crime
  • Data Privacy/Cyber Liability
  • Directors & Officers Liability
  • Employment Practices Liability
  • Fiduciary Liability
  • Foreign Coverage
  • Inland Marine
  • Kidnap & Ransom
  • Large Deductible Programs
  • Patent Insurance/Intellectual Property
  • Product Liability and Recall
  • Professional Liability/E&O
  • Property
  • Risk Purchasing Groups
  • Self-Insured Programs
  • Travel
  • Umbrella/Excess Liability
  • Volunteer Accident
  • Workers Compensation
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Your all-in-one risk transfer team.

Christensen Group has in-house legal to help bridge the gap between the assumption of risk in a purchase agreement to the transfer of risk in an insurance contract. We understand the dynamic of managing expectations and execution for both the private level and the portfolio company management team level. We'll protect your investment.

How to
get started.

We know that working with a new insurance agent can be overwhelming, so that's why we put so much emphasis on making sure you're getting value from the very first phone call.

1

Discovery

We’re sure you have a bunch of questions and hopefully we’re a good fit, but sometimes things don’t align - and that’s okay. A quick call is usually all we need to help both of us gain clarity around the prospects of working together. Take this first step.

2

Deep dive

Every business is unique — including yours — and there’s no “easy button” for giving proper guidance. We’ll take a deep dive into your business, your financials, and your exposures — at no cost to you — to provide the expert advice your business deserves.

3

Custom plan

Similar to prepping your house before selling, we create a custom plan to prep your business for securing the best insurance rates. We’ll work together to identify short, medium, and long-term action items that will help lock in the best rates now and for years to come.

4

Price & bind

Our thorough understanding of your business, combined with your custom plan, enable us to find the best policy and carrier fit for your business — at the best rates. We go to market - and go to bat - for you.

Speak with a mergers & acquisitions insurance expert.

Talk with us today