Sharing Economy Insurance Policies
First mile, or last. Your fleet is covered.
The increased popularity of ride-sharing, home-sharing, app-based vehicle rentals, private fleets and micro-mobility options (e-scooters, e-bikes, hoverboards etc.) is transforming urban life more and more everyday. But insuring these new risks is uncharted territory for traditional insurance agencies.
Christensen Group is your partner. We leverage cutting-edge risk-prediction tech and deep industry expertise to create effective and flexible sharing economy insurance solutions. Our experience with industry pioneers guarantees programs tailored to your specific needs, whether that’s coverage for an entire rental fleet or your first airbnb. Spend less time worrying about proper liability coverage and more time growing your business.
Benefits of a Sharing Economy Insurance Policy with Christensen Group:
- Cost-effective insurance solutions
- Flexible coverage options
- Usage-based insurance (UBI) for sharing economy
- Gap coverage for shared vehicles
Want to Learn More? Explore our Complete Guide to Micro Mobility Insurance
Our experience in numbers
We insure over 500,000 cars, bikes, scooters, vans, golf vehicles, motorcycles, and other transportation products.
Our sharing economy team has a cumulative 25 years in the products liability space, with a cumulative 15 years in the sharing economy and micromobility space.
Our sharing economy team works in all 50 states and on most continents with our international partners.
How to stay protected when...
As experienced agents in the Sharing Economy sector, we understand the unique exposures you face. We think about the unexpected, so you don't have to.
Product Liability
EXCESS LIABILITY
Cyber LIABILITY
Automobile
WORKERS COMPeNSATION
DIRECTORS & OFFICERS
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Meet your Sharing Economy Team
Meet the entire teamCoverage Types
We leverage our extensive carrier relationships to ensure you're protected from the exposures you face in the sharing economy industry.
- Abuse or Molestation
- Automobile
- Bonding/Surety
- Builders Risk
- Captives
- Crime
- Cyber Liability
- Directors & Officers Liability
- Employment Practices Liability
- Fiduciary Liability
- Foreign Coverage
- General Liability
- Inland Marine
- Kidnap & Ransom
- Large Deductible Programs
- Patent Insurance/Intellectual Property
- Product Liability and Recall
- Professional Liability/E&O
- Property
- Risk Purchasing Groups
- Self-Insured Programs
- Travel
- Umbrella/Excess Liability
- Volunteer Accident
- Workers Compensation
How to
get started.
We know that working with a new insurance agent can be overwhelming, so that's why we put so much emphasis on making sure you're getting value from the very first phone call.
Discovery
We’re sure you have a bunch of questions and hopefully we’re a good fit, but sometimes things don’t align - and that’s okay. A quick call is usually all we need to help both of us gain clarity around the prospects of working together. Take this first step.
Deep dive
Every business is unique — including yours — and there’s no “easy button” for giving proper guidance. We’ll take a deep dive into your business, your financials, and your exposures — at no cost to you — to provide the expert advice your business deserves.
Custom plan
Similar to prepping your house before selling, we create a custom plan to prep your business for securing the best insurance rates. We’ll work together to identify short, medium, and long-term action items that will help lock in the best rates now and for years to come.
Price & bind
Our thorough understanding of your business, combined with your custom plan, enable us to find the best policy and carrier fit for your business — at the best rates. We go to market - and go to bat - for you.
Speak with a sharing economy expert.
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